Rent Protection
Look at what's covered
- Your monthly rent paid for up to 12 months on breach of tenancy agreement.
- 100% of the rent paid until full and vacant possession is obtained.
- 75% of the rent paid for up to 2 months once full and vacant possession is obtained until the property has been re-let.
- Covers monthly rents up to £5,000 (or higher upon request).
- Covers legal costs
To defend a legal action brought against you by your tenants.
To remove squatters.
- Pays the cost of alternative accommodation up to £50 per day or a maximum £1,500 per claim.
Buildings Cover
- Up to £1 million buildings cover.
- Loss of rent up to 20% of sum insured.
- £2 million Property Owners liability.
- £5 million employers liability cover.
- Optional accidental damage.
Contents Cover
- Up to £40,000 cover for fully furnished properties.
- Up to £5,000 cover for unfinished properties.
- New for old cover
- Protection against damage by tenants.
- Optional accidental damage.
Specialist cover for let properties
- Covers your property even when unoccupied between lets.
- You're covered for loss of rent up to 20% of the sum insured if an insured incident happens and the property can't be lived in.
- Property owner's liability cover automatically included.
- Choice of furnished or unfurnished contents cover.
- Covers damage of theft by tenants.
Choose between two levels of cover to protect yourself as a tenant in rented property.
Tenant's Liability Insurance
If money is tight or you don't want to insure your own possessions, then Tenant's Liability cover is just what you need. It gives you up to £2,500 of cover against accidental damage to your rented property, its fixtures and fittings and landlord's contents.
- Protects you against unexpected costs due to accidental damage.
- Reduces the risk of losing your deposit and having little or no deposit to put to your next property rental.
- Helps avoid disputes at the end of the agreement relating to damage.
- Fully Transferable if you move property within 12 months.
Tenant's Contents Insurance
Don't risk losing everything you own, protect your possessions with our affordable contents insurance. As well as covering you for Tenant's Liability, you also are covered for the following:
- Up to £40,000 contents cover
- Up to £2,500 accidental damage cover to audio and video equipment and home computers.
- Up to £2,500 tenant's liability cover for damage to your landlord's property and/ or contents.
- Up to £300 Frozen food cover.
- Up to £2 million personal & occupiers liability cover.
- New for old cover excluding clothing and linen.
- Optional benefits including cover away from home, bicycles and full accidental damage.
- Protects your valuable belongings against damage and theft.
- Automatically includes up to £2,500 protection if you accidentally damage your landlord's property.
- Expensive electronic equipment such as TV's, home computers and stereo equipment are automatically covered for accidental damage.
As a Tenant, you are responsible for any damage to the rented property. Typically, at the end of your tenancy, the property and the landlord's contents will be checked for damage. You (as the tenant) are responsible to pay for damaged or missing items and your landlord has the legal right to deduct this from your deposit.
The Solution
Protect yourself against the risk of facing a hefty repair bill or losing your deposit by either purchasing a Tenant's Liability policy or Tenant's Contents policy.
